Purchasing a property is most likely the biggest financial decision you will ever make. Whether this is your first purchase or you are an experienced buyer, these six steps set out what to expect — from deciding to buy through to moving in.
- 01Deciding to BuyThinking of buying a home in the Austin area? Work out why you want to buy, what you can afford and whether renting still makes sense before you start.
- 02Preparing to BuyGet ready to buy in Texas: build your green file of financial documents and check your credit with a lender so you know what you can afford.
- 03Choose a Real Estate AgentWhat to look for in a buyer's agent: local experience, availability, credentials, and how a REALTOR® guides you from first showing to closing.
- 04Time to go shoppingShopping for a home around Austin: tour neighborhoods, narrow your list, weigh resale value, and make an offer the seller will accept.
- 05Option period, inspections & appraisalsAfter your offer is accepted in Texas: earnest money, the option period, home inspections, the appraisal and working with the title company.
- 06Moving InClosing on your new home: the final walk-through, setting up utilities and services, handling last-minute surprises, and getting your keys.

